It happened again today. A client called us asking for a replacement ring for the lost engagement diamond ring we had sold them. Unfortunately, they had not protected themselves by getting insurance for their diamond ring.
Diamond Source of Virginia provides clients a free insurance appraisal with their diamond ring but it is the client’s responsibility to get the ring insured. Many choose to get a scheduled property rider with their homeowners or renters insurance. Another great option for jewelry insurance is through Jewelers Mutual Insurance Company.
Jewelers Mutual is the leading insurer to specialize in jewelry and jewelry business insurance and has a Personal Jewelry Insurance Program that provides comprehensive coverage for personal jewelry. The personal jewelry insurance policy provides coverage against the following:
- Mysterious disappearance
- The retail replacement value of each jewelry item you insure
- The state/county where the person who possesses the jewelry lives
- The optional deductible you choose
If you need to insure your jewelry or just want to compare you current coverage and rates, get your free, no obligation quote and learn about coverage details, visit www.JewelersMutualinfo.com where you can enter A00108 as the unique Jeweler Code.